Household Building Insurance Key Benefits
Whether you own a house or about to become one, you should consider getting a buildings insurance policy for your house. It is not a legal requirement to get household building insurance cover, however many mortgage lenders request that you have a policy in place before they release your mortgage funds.
Household building insurance covers your bricks and mortar against damage from various unforeseen events such as fire, flood, and subsidence.The level of cover you require is based on the rebuild cost of the property. You can use the rebuild cost calculator from the Association of British Insurers website to help give you an idea of the rebuild cost.
Standard covers available:
- Premiums from £99*
- Specialist Asian Jewellery Cover
- Personal Possessions Cover
- Garden cover available
- Accidental damage cover
- Alternative accommodation
- Home emergency cover